When Do You Pay Conveyancing Fees?
By ConveyDirect · Published 12 October 2026
When each part of the bill falls due, from the first searches to settlement day, and which costs belong to the buyer and which to the seller.
Quick answer
You usually pay most conveyancing fees at settlement. Your conveyancer adds their professional fee, disbursements and registration fees to the settlement figures, so a seller pays out of the sale proceeds and a buyer pays with the funds brought to settlement. Some firms ask for search costs or a deposit upfront, and if a matter ends early you are usually billed for the work done.
- Buyer and seller each pay their own conveyancer.
- The buyer pays transfer duty and the fees to register the transfer and any new mortgage.
- The seller pays the fee to discharge their mortgage and the searches behind any vendor disclosure statement.
Prices checked October 2026. Ranges are typical quotes for a standard residential matter, include GST, and vary by firm, state and property.
When is each part of the conveyancing bill paid?
Most of the bill is paid on settlement day, but a few costs can fall due earlier. The order below is typical; your costs agreement sets the exact terms.
| Stage | What may be payable | Typical amount (2026) |
|---|---|---|
| Engaging the conveyancer | Often nothing; some firms ask for a deposit toward searches. You should receive a written costs disclosure. | Varies by firm |
| Searches ordered | Disbursements, paid when ordered or added to the final account | $200 to $900 in total |
| Signing or exchange (buyer) | The deposit on the property, usually held in trust. It is part of the price, not a conveyancing fee. | Set by the contract |
| Before or at settlement (buyer) | Transfer duty, by the deadline your state sets | Depends on the price and state |
| Settlement | Professional fee, unpaid disbursements, PEXA and registration fees, and settlement adjustments | Professional fee $700 to $2,200 including GST |
| After settlement | A final invoice only if something was not paid through settlement | Usually nothing |
For the size of each part in your state, see how much conveyancing costs in Australia.
How are conveyancing fees paid at settlement?
On an electronic settlement, your conveyancer's account is one of the payments in the settlement figures, so it is paid automatically when settlement happens. You do not usually pay it separately.
- Sellers: the professional fee, disbursements and the discharge registration fee are usually deducted from the sale proceeds, after the lender is repaid, before the balance is paid to you.
- Buyers: the fees are added to the amount you need to bring to settlement, alongside the balance of the price, transfer duty and registration fees. Your conveyancer gives you the exact figure a few days before so you can move the funds in time.
The settlement statement shows every figure: the price, the deposit already paid, the adjustments and each payment. When settlement completes, the funds are paid out electronically as directed and the documents are lodged with the land registry. See what happens at settlement and PEXA electronic settlement.
Do you pay a conveyancer upfront?
Sometimes, but rarely the whole fee. Practice varies between firms:
- Some firms charge nothing until settlement and add everything to the final figures.
- Others ask for a deposit, or for search costs when the searches are ordered, because they pay the third parties straight away.
- Sellers who need a contract or vendor statement prepared before listing may be asked to cover those searches when they are ordered, since settlement may be months away.
- Work outside the quote is normally billed as agreed in writing.
Whatever the arrangement, it should be in writing. In NSW, conveyancers must disclose an estimate of costs and the billing terms, in writing, before or when they are engaged where practicable. In Victoria, the written disclosure must say how and when you will be invoiced. In both states, if a required disclosure is not made, the client does not have to pay those costs. A fixed-fee quote makes the amounts clear from the start.
Who pays conveyancing fees, the buyer or the seller?
Each side pays its own conveyancer. On a normal sale, neither party pays the other's conveyancing costs. The other costs are split by standard practice and state law:
| Cost | Buyer | Seller |
|---|---|---|
| Own conveyancer's professional fee | Yes | Yes |
| Searches and certificates | The buyer's own enquiries, such as rates certificates and Victoria's property clearance certificate | The searches for the contract or vendor disclosure statement |
| PEXA fee | Yes, for their side | Yes, for their side |
| Transfer registration fee | Yes | No |
| Mortgage registration fee | Yes, if borrowing | No |
| Discharge of mortgage fee | No | Yes, if there is a mortgage |
| Transfer (stamp) duty | Yes | No |
| Rates, water and strata levies | From settlement | Up to settlement |
The ACT is a partial exception: sellers must have building and pest reports before marketing, and the buyer reimburses the seller for them at completion. For the searches each side orders in your state, see conveyancing disbursements explained.
When is transfer duty paid, and is it part of the fees?
Transfer (stamp) duty is not a conveyancing fee, but it is often the largest payment a buyer makes. Each state sets its own deadline, and in practice it is usually paid at or before settlement, often through the electronic settlement itself. Many states reduce or remove it for eligible first home buyers. Our stamp duty guide covers each state's rules.
Other costs buyers often pay before settlement, outside the conveyancer's bill, include building and pest inspections, strata reports, loan application and valuation fees, and insurance. The NSW Government notes that some upfront costs, such as building reports and legal fees, may be paid more than once if you make offers on more than one home.
What if the sale or purchase does not go ahead?
If there is no settlement, there are no settlement funds to pay from, so the conveyancer invoices you directly. You usually pay for the work done to that point plus any disbursements already incurred, unless your agreement says otherwise. A no sale, no fee agreement for sellers waives the professional fee but not the disbursements. The full picture is in conveyancing fees if a sale falls through.
ConveyDirect sale quotes are no sale, no fee: the professional fee is payable only if the property sells and settles. Buyers get a free contract review before they sign. See residential sale conveyancing.
Paying fees when you buy and sell at the same time
When you sell one home and buy another, you pay for two matters, but the sale proceeds can cover both sets of costs. If the two settlements happen on the same day, your conveyancer can direct part of the sale proceeds into the purchase, including the fees for both. If the purchase settles first, you need to cover its costs from savings, your loan or a bridging loan.
Ask for both matters to be quoted together, and tell your conveyancer early if the dates may not line up. Our guide to bridging loans and settlement timing explains the options.
Frequently asked questions
Do you pay the conveyancer before or after settlement?
Usually at settlement. The fee is paid through the settlement funds on the day, either from the seller's proceeds or the buyer's funds. Some firms take search costs or a deposit earlier, and anything not paid through settlement is invoiced afterwards.
Does the seller pay the buyer's conveyancing fees?
No. On a normal sale each party pays its own conveyancer. A seller might end up covering some of a buyer's losses only if the seller breaches the contract, which is a separate legal claim.
Who pays the PEXA fee?
PEXA charges each side's conveyancer, who passes the fee on to their own client as a disbursement. For a single-title transfer it is about $146 to $151 per party, including GST.
Who pays stamp duty, the buyer or the seller?
The buyer. Transfer duty is charged on the purchase and is usually paid at or before settlement. The seller does not pay duty on a normal sale.
Is the deposit part of the conveyancing fees?
No. The deposit is part of the purchase price. It is usually paid when contracts are signed or exchanged, held in trust until settlement, and credited to the buyer on the settlement statement.
Does a seller need anything paid or arranged before settlement?
Australian resident sellers generally need an ATO clearance certificate at or before settlement, or the buyer must withhold up to 15% of the price. The certificate is free but can take up to 28 days, so apply as soon as you decide to sell.
Who pays council rates at settlement?
Both, in proportion. The seller pays rates and water charges up to settlement and the buyer from settlement, and the settlement statement adjusts the difference. If the seller has prepaid beyond settlement, the buyer reimburses that part.
Sources and further reading
This guide is general information, not legal or financial advice. Rules, fees and timeframes change and differ between states, so confirm your own situation with a licensed conveyancer, settlement agent or solicitor.
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